REACHABLE Free helps you check eligibility and open an ABLE account. REACHABLE Premium keeps you supported every month after that, with personalized guidance on how your finances affect your benefits and what rule changes mean for your household.
Four examples from the December 2026 digest, drawn from real rule changes and life events. This is what lands in a Premium member's inbox.
Illinois indexed its 2026 annual contribution limit to $20,000, up from $18,000 in 2025. If you're currently contributing the max, adjust your auto-deposit before January 1 to capture the additional $2,000 of tax-free growth room.
Under the ABLE Age Adjustment Act, your daughter still qualifies for ABLE because her onset was before age 46. But she loses eligibility for coverage under your family's health plan on your birthday next month unless she was enrolled in a Special Needs Continuation program. Here's how to check.
You contributed $4,800 to your ABLE account in 2026 and your AGI puts you in the 50% Saver's Credit tier. That's a $1,000 tax credit you can claim on Form 8880. Most people miss this. Print this page and hand it to your tax preparer.
Two bipartisan proposals in the current session would raise the SSI resource limit from $2,000 (unchanged since 1989) to $10,000. If either passes, your non-ABLE savings strategy changes materially. We'll notify you the day the bill becomes law.
Premium launches in early 2027. Members on the waitlist get founding-member pricing at $6 per month for the first year, locked in for as long as you stay a member. We'll email you when Premium is ready.
REACHABLE partners with financial institutions to offer disability-informed financial planning to their clients with disabilities, and with employers to include REACHABLE in their benefits stack as a Section 503 compliance and retention instrument. If you represent a bank, brokerage, HR benefits team, or federal contractor, we would love to talk.
Email partners@riseilab.org →